Fix Your Car Issues with These Affordable Fixes

101. Don’t File A Claim On A Fender Bender

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According to ValuePenguin.com, there are three main reasons not to file a claim on a fender bender. Though you might be tempted to do so, especially if the other driver is being a jerk about it, there are three situations where you might want to avoid filing a claim. The first is if the damage cost is close to the amount of your deductible. It might be better, in that case, to just pay for the repairs out of pocket.

Second, if only two drivers are involved in the fender bender and it looks minimal, don’t bother going through the hassle of filing a claim. As long as no one is injured, the damage is minor, and the other person is reasonable, save yourself the trouble. Thirdly, if you’ve filed a lot of claims before, you might not want to keep filing, as the insurer could increase your rates as a result (though this varies, based on your state).